Fidelity Guaranty Life Insurance Company
Offering coverage since 1959, Fidelity and Guaranty Life Insurance Company offers various life insurance plans for individuals and their families as well as for businesses that need to cover employees. You can choose between getting their term life insurance or their universal life insurance plan. With the term life insurance option, you are given up to 30 years of coverage – choose various term durations. With this plan, you can choose Term Trends, Home Certain, Saver’s Select Term, Ultimate Income and Value Select; all are different plans. If you need coverage for a specified amount of time, this may be the option for you. Some who opt for this plan are traveling or working a dangerous job – such as a cop, fireman, construction worker or miner. The premiums with term life insurance are guaranteed, so no fluctuations to worry about during the duration of your policy. Over time, the premium expenses can increase, which is why is recommended that you only get short-term insurance for a short while. If you need something for a longer time period, consider getting the universal life insurance option. Choices include Heritage Master, Master Choice and WealthMaster Classic. With universal insurance you have permanent flexible coverage that gives you the opportunity to grow.